If you have ever checked your credit card statement and noticed a CPC SCP on Credit Card charge, you might be wondering what it is. These types of charges can appear unexpectedly, causing concern among cardholders. It is almost always a legitimate charge from Canada Post and not a scam by default, but it can … Read more
Credit Card or Line of Credit? is one of the most searched personal finance topics in Canada because both borrowing options work differently. Understanding the pros and cons of credit cards and lines of credit will be helpful in choosing either product for various purposes including shopping, debt consolidation, unexpected expenses, or purchasing big-ticket items. … Read more
If you live in Canada and have a credit score that is below 600, the chances of getting approved for a traditional credit card are nearly impossible. However, don’t feel bad as there are many “bad” (secured) credit cards available to assist you in rebuilding your credit profile. In this detailed guide, i will explore … Read more